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Neluns – An Innovative Financial Ecosystem of The Future
The Problem
Although cryptocurrencies offer a solution to fiat problem, until now only a few people or companies wanted to use crypto, or in other words, crypto failed to adopt the masses. The main causes of this failure are:
- Limited cryptocurrencies usage and cryptocurrency exchange also experience many problems such as exchanges crash during peak loads, fund withdrawal limits, poor customer service, and hacker threats.
- Many people experience fraud and get caught up in fraudulent projects.
- Cryptocurrencies services are still limited compared to traditional banks
The Solution
Neluns is the innovative financial ecosystem, combining within itself a bank, which operates with fiat and cryptocurrencies, thus, creating conditions for the quality development of the cryptocurrency market and inflow of new participants and new capital. There are 3 main elements in Neluns ecosystem includes: Neluns Bank, Neluns Exchange, and Neluns Insurance.
Neluns Bank
Neluns Bank, a new generation bank, is presenting all key fiat banking services with cryptocurrencies. Neluns Bank will carry out activities combining classical banking and banking on the Blockchain. In the future, Neluns Bank, together with its partners, will transition to its own Blockchain for international settlement purposes.
Neluns Bank users will have access to IBAN (International Bank Account Number), personal and corporate multicurrency accounts. IBAN is a unique identifier helping banks process payments from person to person automatically. The IBAN contains all necessary information of the owner of a bank account such as the account number, bank, branch information, and country code.
Mobile Application
Bank Card
Neluns Bank will connect to a variety of payment systems (Visa, MasterCard, American Express, and others). Holders of cards issued by Neluns Bank, will be able to pay for purchases in both fiat and cryptocurrencies and deposit fiat in any ATM, anywhere in the world, onto their bank accounts. Bank cards will be available in 4 types (lite, silver, gold, and platinum) depend on user verification level.
Loans
All loan products will be provided to customers in a short time and on favorable terms based on Big Data and AI to select applications and verify the trustworthiness of borrowers. The issuance of loans will be available in any fiat or cryptocurrencies.
P2P Lending Platform
Authorized users will be able to receive and provide loans to other users. The system will automatically rank requests for a P2P-loan based on its own algorithms.
Escrow Protection
Neluns Bank offers an escrow service. Funds will be distributed to project creators as the project moves along the roadmap. After the completion of each development stage, bank specialists will run a check to make sure that project creators are fulfilling their obligations.
Neluns Exchange
The Neluns Exchange strive to become a global cryptocurrency exchange and establish itself as the foundation for a new and complex banking architecture. The Neluns Exchange will receive a license from the U.S Commodity Futures Trading Commission (CFTC) in order to act as a clearing center for derivatives, based on the cryptocurrencies.
Neluns Exchange user assets are always connected to IBAN in the Neluns Bank and fully legal and insured.
Highest Transaction Speeds
Our system will retain functionality under any loads. Users will be able to carry out millions of transactions per minute. Withdrawals will be made to multicurrency accounts opened with the Neluns Bank. This procedure will occur almost instantly.
Protection From Cyber Attacks
Neluns will use reliable banking technical solutions, provided by leading world companies. As a result, this will significantly increase the level of security and minimize the possibility of losing clients funds due to the actions of intruders.
Effective Support Services
Neluns will immediately answer all questions that appears and solve problems in a language comfortable for each user. Support services will be available directly in the mobile application chat, in all messengers, on the Neluns site, and through our hotline.
API
Neluns is developing comprehensive software modules, which will allow the active traders to carry our trades on the Neluns exchange through familiar software products. Upon Neluns Bank moving to its own Blockchain, Neluns Exchange will be able to carry out payments in a few seconds to any part of the world with minimal commissions of 0.01%. Internal transfers within the Neluns ecosystem do not carry a fee.
Neluns Insurance
Neluns Insurance will carry out insurance coverage for financial risks, tied to trades and transactions. Ecosystem users will have access to full and partial risk insurance. The base insurance premium amount with full coverage comprises 10% from the total trade/transaction sum, it can change depending on a row of criteria. In the future, insurance of credit and deposit risks, insurance of investment risks, and insurance of financial guarantees will be added to the basic services.
The Neluns Token
The NLS token holders will receive dividends of 50% of the profits of the Neluns ecosystem each quarter in proportion to the number of tokens held comparative to the total number of tokens in circulation. Each year, 3% of the tokens will be burned.
Token type: Security
Standard: ERC-20
Symbol: NLS
1 NLS token = 1 USD
Soft Cap: 10M USD
Hard Cap: 112M USD
Pre-ICO is LIVE. For further information visit the Neluns website and download whitepaper.
Website: https://neluns.io/
Twitter: https://twitter.com/TheNeluns
Telegram: http://t.me/TheNelunsChat
Author : Ranjanies
Profil bitcointalk: https://bitcointalk.org/index.php?action=profile;u=2347408
Eth: 0xad877bC8739eF5C653b4b92f7063A5A44Be6F6fB
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